Trades Insurance
Insurance
Protecting your trade is what we do best. With our trade insurance, we've got your back, so you can focus on what you love – your work. Let's build a secure future for your business, one job at a time.
What is trade insurance?
If you're a carpenter, electrician, plumber, or painter, you've probably heard about Public Liability Insurance – it's a big deal in the trades world. But don't sweat it, because with our tradies' insurance, we've got your back. You can customise your Public Liability coverage to fit your business just right, so you're protected if things get a little wonky on the job, like accidental injuries or oops moments with a client's stuff. And guess what? We've got even more cool options to cover your work gear, materials, wheels, and all the good stuff that keeps your business going strong.
Who needs tradie insurance?
Being in the trades can be a bit of a rollercoaster, with risks lurking both on and off the job. That's where Public Liability Insurance steps in to save the day.
Picture this: you're on a job, and oops, you accidentally hurt someone or damage their stuff. No worries! Your trusty Public Liability Insurance has your back, covering the fallout from these unexpected hiccups.
But wait, there's more! It's not just about patching things up; this insurance also chips in for legal fees if someone decides to take a swing at your business with a claim. Plus, it opens doors for your business, allowing you to snag certain gigs that require a specific level of Public Liability cover.
So, in a nutshell, it's like having your own superhero cape – protecting your reputation and keeping your business afloat.
Why do tradies need Public Liability Insurance?
The trades industry is no stranger to inherent risks, both during work and post-job completion. Public Liability Insurance serves as your shield, ensuring the safety of your business operations and reputation should unexpected incidents occur at work.
For instance, your Public Liability Insurance:
Acts as a safety net, safeguarding your business if accidents result in injury or property damage while on the job.
Eases your financial burden by covering expenses like legal fees in the event of a claim made against your business.
Facilitates your access to specific job opportunities, such as new contracts that mandate a minimum level of Public Liability coverage, making it indispensable for businesses like construction companies.
In a nutshell, it's your reliable ally, preserving your business's well-being and credibility within the unpredictable realm of trades.
What does tradie insurance cover?
Discover the variety of insurance options you can access with our Business Insurance. Tailor your policy by selecting and combining the covers that best suit your requirements.
Public & Products Liability
Protects against claims for injury or property damage caused by your business.
Sickness & Accident
A Sickness & Accident insurance policy provides coverage for medical expenses and income protection in the event of illness or injury.
Portable Property/Tools
Insure potential loss, damage, or theft of movable assets and tools, offering essential coverage for these items.
Commercial Motor
Cover your business vehicles, ensuring they remain protected on the road.
Plant & Equipment
Protect your machinery and equipment, providing a safety net in case of unexpected breakdowns.